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Psychology Fees Melbourne — Transparent, Affordable Care

Sessions from $50 with a provisional psychologist · Medicare rebates available · $0 for WorkCover, TAC & NDIS

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Call 1300 224 665

✓ Sessions from $50 with a provisional psychologist   ✓ Medicare Rebates   ✓ NDIS Registered   ✓ WorkCover & TAC   ✓ No GP Referral Needed

Our Pricing Structure

Psychology fees depend on the type of psychologist you see. We offer three tiers of AHPRA-registered clinicians so you can choose the level of care that fits your needs and budget.

From $50 with a provisional psychologist

Provisional Psychologist

AHPRA-registered · Supervised practice

Fully qualified graduates completing supervised practice. Ideal for anxiety, stress, depression and relationship issues. Same evidence-based approaches — lower cost.

SessionFee
25-min online (Mon–Fri before 5pm)$50
25-min After-hours (weekdays 5pm+, weekends)$80
50-min session (Mon–Fri before 5pm)$100
After-hours (weekdays 5pm+, weekends)$150

Not Medicare-claimable · No referral needed

Medicare Rebates

Registered Psychologist

AHPRA-registered · General practice

Holds full AHPRA registration via the 4+2 pathway. Works across a wide range of presentations. Medicare rebates apply with a valid GP Mental Health Treatment Plan.

SessionMedicare RebateFee
50-min (Mon–Fri before 5pm)$101.55$225
After-hours (weekdays 5pm+, weekends)$101.55$275

Out-of-pocket: ~$123 standard · ~$173 after-hours (with MHTP)

Higher Medicare Rebate

Clinical Psychologist

AHPRA-registered · Clinical endorsement

Completed a Masters or Doctorate in Clinical Psychology. Advanced training for complex presentations including trauma, personality disorders and chronic mental health conditions.

SessionMedicare RebateFee
50-min (Mon–Fri before 5pm)$149.05$285
After-hours (weekdays 5pm+, weekends)$149.05$340

Out-of-pocket: ~$135 standard · ~$190 after-hours (with MHTP)

Reports, Letters & Assessments — from $150

Fees vary widely depending on the type and complexity of the report or assessment — from a brief letter through to comprehensive or medico-legal assessments. Each is quoted individually before any work begins, and is not covered by Medicare.  Learn more about our Psychological Assessments.

Fees reviewed periodically. A valid Mental Health Treatment Plan from your GP is required to access Medicare rebates.

How Medicare Rebates Work

Step 1 — Get a Mental Health Treatment Plan

Book a long appointment with your GP and ask for a Mental Health Treatment Plan (MHTP).

Step 2 — Your GP Refers You

Your GP refers you to The Talk Shop — no further paperwork needed from you.

Step 3 — Book Your Session

Book online or by phone. Mention you have an MHTP at booking.

Step 4 — We Lodge Your Medicare Claim

We lodge your Medicare claim after your session, and the rebate is usually paid within a few business days.

Step 5 — You Pay Only the Gap

You pay only the gap — the difference between our fee and the Medicare rebate.

Note: Provisional Psychologists are not Medicare-claimable, but their lower fees often mean a comparable out-of-pocket cost. Medicare funds up to 10 individual sessions per calendar year under a Mental Health Treatment Plan.

Pay $0 Out-of-Pocket — Funded Programs

If you have an approved claim or funded support, your psychology sessions may be fully covered — with no out-of-pocket cost at all.

WorkCover

Workplace injury? WorkCover Victoria may cover the full cost of your psychology sessions once your claim is approved.

TAC

Transport accident? TAC funding can cover the full cost of psychology sessions with no out-of-pocket expense.

NDIS

Registered NDIS provider. If your plan includes Improved Daily Living (Category 15), sessions can be fully covered.

DVA

DVA clients pay nothing. The Veteran Card (All Conditions) covers any mental health condition and the Veteran Card (Specific Conditions) covers accepted conditions. Current and former ADF members can get free mental health treatment under Non-Liability Health Care. GP referral required; sessions are approved in treatment cycles.

EAP

Access your Employee Assistance Program sessions through us. Fully confidential, employer-funded, no referral required.

Not sure what funding applies to you? Call us on 1300 224 665 and we’ll help you figure it out before your first session.

Private Health Insurance

Many private health funds cover psychology sessions under extras cover. The rebate depends on your fund and level of cover. We recommend contacting your fund before booking — we provide itemised invoices accepted by all major Australian health funds.

Frequently Asked Questions

Do I need a GP referral to see a psychologist?

No — you can book directly with us at any time. A GP Mental Health Treatment Plan is only required if you want to access Medicare rebates.

How do I book an appointment?

The easiest way is to book online — available 24/7, no referral needed. If you’re unsure which psychologist or session type is right for you, call us on 1300 224 665 or send an enquiry and our team will help.

What happens at the first session?

Your first session is about getting to know you. Your psychologist will ask about what’s brought you in, your background, and what you’d like to work on. You don’t need to prepare anything in advance.

How much does a psychology session cost?

See the full pricing table at the top of this page for up-to-date session prices and Medicare out-of-pocket amounts.

Can I get bulk-billed psychology sessions?

Yes, a limited number. You need a Mental Health Treatment Plan and referral letter from your GP. Due to demand there is a waitlist of about 12 weeks, sessions are telehealth only, and we call you when a spot opens, sometimes at short notice. Contact us to join the waitlist.

Why aren't all your appointments bulk billed?

Medicare rebates for psychology were frozen from 2013 to 2019 and still sit well below the real cost of delivering a session — which is why very few private practices can bulk bill everyone. Our fee-paying daytime and after-hours appointments help subsidise the bulk-billed telehealth sessions we reserve for those who need them most. If every session were bulk billed, we couldn’t keep the service running.

How many Medicare-rebated sessions can I get per year?

Medicare funds up to 10 individual sessions per calendar year under a Mental Health Treatment Plan. Your GP refers you for up to 6 sessions at first. After a GP review you can be referred for more, up to 10 Medicare-rebated sessions per calendar year.

I'm not an Australian citizen or permanent resident — how can I pay?

You can still see us without Medicare — no referral needed, and payment is by card. Our lowest-cost option is a 25-minute online session with a Provisional Psychologist, from $50 (weekdays before 5 pm). And if you have an approved TAC or WorkCover claim, your sessions may be fully covered at $0 out-of-pocket, regardless of residency — contact us and we’ll check your eligibility.

What is the Medicare rebate for psychology?

Medicare rebate amounts are set by the Australian Government and updated periodically. For current figures, refer to the pricing table at the top of this page — we keep it up to date so you always have the latest amounts in one place.

How do I claim my Medicare rebate?

We lodge your Medicare claim for you after your session, and the rebate is usually paid into your registered bank account within a few business days.

What if I’ve used all 10 Medicare sessions?

You have several options to continue care:
  • Continue as a self-funded client from $225 per session with a registered psychologist — no referral needed
  • Switch to a Provisional Psychologist for sessions from $50
  • If you have NDIS, WorkCover, TAC, DVA or EAP funding, you may be able to continue at $0 out-of-pocket — contact us to check your eligibility

Does The Talk Shop accept NDIS?

Yes. We are a registered NDIS provider and work with self-managed, plan-managed, and NDIA-managed participants. If your plan includes Improved Daily Living (Category 15), sessions can be fully covered with no out-of-pocket cost.

Does The Talk Shop accept WorkCover and TAC?

Yes. Eligible WorkCover and TAC clients pay $0 out-of-pocket once their claim is approved. Contact us and we’ll liaise with your case manager directly.

Do you offer telehealth (online) psychology sessions?

Yes. Telehealth sessions are available via video call or phone for all clients. They attract the same Medicare rebates as in-person sessions and can be booked through our online portal.

Can you write letters and reports?

Yes. Several of our psychologists can prepare letters or reports for university, school, employers, insurers, or court. Because these involve extra work not covered by Medicare, a separate fee applies depending on the length and complexity of the report. Ask our team for a quote and we’ll confirm the fee before any work begins.

Do you do home visits?

Yes — by arrangement, and depending on your location, one of our psychologists may be able to visit you at home if you can’t attend a clinic. Home visits aren’t bulk billed, but Medicare rebates may apply if you’re eligible. See our Home Visit Psychologist page or contact us to arrange one.

How long is a psychology session?

We offer two session lengths:
  • Standard session — 50 minutes
  • Short session — 25 minutes (available online, Monday–Friday before 5pm, from $50 with a provisional psychologist)

Which number will you call from?

To protect your privacy, all calls from our administrative and clinical teams show as “Private Caller” — we never display our number. If you block private or unknown callers you may miss our call, and we’ll leave a voicemail asking you to call us back. We appreciate your understanding.

How do I pay, and when will I be charged?

We accept Visa and Mastercard. Your card details are required at booking and your card is charged on the morning of your appointment — covering your session fee or a late cancellation fee if applicable.

Do you accept ATAPS vouchers?

The ATAPS program has been discontinued — it was replaced years ago by services commissioned through Primary Health Networks (PHNs). You don’t need an ATAPS voucher to see us affordably: with a GP Mental Health Treatment Plan and referral under the Better Access initiative, you can join our waitlist for a limited bulk-billed telehealth session (about 12 weeks), which has no out-of-pocket cost. Ask your GP to refer you, or call us and we’ll explain your options.

What is the cancellation policy?

Please give us at least 24 hours’ notice to cancel or reschedule. Late cancellations (under 24 hours) incur a $75 fee. Non-attendance is charged the full session fee. These fees are not covered by Medicare or private health insurance.

Ready to Get Started?

Same-week appointments available. No GP referral needed to book. Speak to our team if you are unsure which psychologist type is right for you.

Book an Appointment →
Call 1300 224 665